For independent landlords and small property managers
Verify rental applications without playing detective.
Fidem pulls key information from applicant documents, checks for inconsistencies within and across them, and organizes the findings so you can quickly see what matched and what needs attention.
From $11.99 for a single verification. No subscription required.
What you get
Every finding shows its evidence
A finding names what was checked, what was found, and the document values behind it — so you can confirm it yourself in seconds instead of taking a number on faith.
Income Signals
ExampleCurrent-period gross income present
Gross pay for the current pay period is present and within the expected range for the stated pay frequency.
Income Signals
ExampleYear-to-date income consistency
The year-to-date gross figure does not align with expected accumulation given the stated pay frequency. Review recommended to confirm pay period start date.
Example review annotation
Illustrative onlyReview started
Jan 16, 2:14 PMBy You
Note added
Jan 16, 2:22 PMBy You
YTD figures checked against bank statement. Largest deposit on Dec 15 aligns with stated income. The January YTD discrepancy is consistent with a mid-year start date — confirmed with supplemental documentation.
Verification review completed
Jan 16, 2:35 PMBy You
Income documentation reviewed. Cross-document consistency confirmed.
Review notes are internal — visible only to your organization. View the full sample report →
The problem
Right now, you are the verification system
The documents arrive however they arrive
A phone photo of a pay stub, a bank PDF, a forwarded email thread. You open each one and start cross-referencing by hand, in whatever order they landed.
The details that matter are easy to miss
A year-to-date figure that does not fit the pay frequency. Deposits that do not line up with stated income. Catching that reliably takes time and attention you do not have at 9pm.
And then you have to raise it
When something does not line up, there is no process to fall back on. You either let it go or start an uncomfortable conversation with someone you may end up renting to.
The difference
Professional distance matters.
When something does not add up, you should not have to confront an applicant or invent your own process on the spot. Fidem puts a consistent, documented step between you and the person applying — so asking for a document is routine rather than personal.
Send the request. Review the results.
Send
Send the applicant a secure document request by email. You choose what to ask for.
Upload
The applicant uploads the documents directly to Fidem. No account to create, nothing sitting in your inbox.
Check
Fidem pulls out the relevant information and runs its consistency checks across everything submitted.
Review
You see what matched, what needs attention, and the evidence behind each finding.
Already have the documents? You can upload them yourself and skip straight to the checks. The request flow is there for when you would rather not chase. See the full workflow →
Trust
Transparent by design.
Every Fidem finding shows what was checked, what was found, and the evidence behind it. Fidem supports your review; it does not make the rental decision for you.
Same rules, every time
The same documents produce the same checks, in the same order, against the same thresholds — whether it is your first application or your fiftieth. No hidden weighting, no number you cannot trace back to a document.
Every finding carries its evidence
Each result names the document and the field values it came from. If you disagree with a finding, you can see exactly what produced it.
Documents stay private
Applicant documents go to private, access-controlled storage. There are no public links, and every upload, view, and download requires authentication.
More detail on storage, access, and retention is on the security page.
Current coverage
What Fidem checks today
Coverage grows over time. This is what is supported right now, stated plainly so you know what you are buying.
Documents Fidem processes
- Pay stubsRequired
- Bank statementsRequired
- Employment lettersOptional
- Government IDOptional
Pay stubs and bank statements are needed for a verification to proceed. Employment letters and government ID add further consistency checks when the applicant provides them.
What gets checked
Income
Gross, net, and year-to-date figures, and whether the documented income supports the amount the applicant stated.
Pay periods
Pay period dates, stated frequency, and whether the stubs provided actually cover the period they should.
Employer
The employer named on the pay stub, and whether it matches the payroll deposits appearing on the bank statement.
Bank activity
Opening and closing balances, deposit totals, payroll deposit identification, and statement coverage.
Name and ID expiry
The name on a submitted government ID against the name on the other documents, and whether the ID is still current. This is a comparison between documents, not an identity check.
Employment letter
Employer, employee name, and stated compensation on the letter against what the pay stubs show.
Where the line is: Fidem checks the information in the documents an applicant submits. It does not contact employers or banks, connect to payroll systems, pull credit bureau or background check data, confirm a document with the institution that issued it, or establish that someone is who they say they are. Findings describe what the documents say and whether they agree with each other.
Where this is going
Verification infrastructure for rental applications.
Rental verification is still mostly improvised — a landlord, a stack of PDFs, and whatever process they invented last time. Fidem turns that into a consistent one that produces the same kind of record every time.
We are building the verification infrastructure layer for rental applications, starting with the documents applicants already submit.
Why we are building thisPricing
No subscription. Start with one verification.
Buy verifications when you need them. Credits are valid for 36 months from purchase and are shared across everyone in your organization.
- $11.99/ 1 verification
$11.99 per verification
- $49/ 5 verifications
$9.80 per verification
- 25+verifications
Volume pricing — contact us
Resources
Guides for reviewing applicant documents
Practical walkthroughs on reading pay stubs and bank statements, handling conflicting documents, and keeping applicant information private.
A Landlord's Guide to Applicant Financial Document Privacy
Most applicant financial documents you hold belong to people you did not rent to. How to collect, hold, and dispose of them, with a printable checklist.
How to Handle Missing, Unreadable, or Conflicting Documents
A neutral, staged way to decide the next verification step when a rental document is missing, unreadable, or does not line up - without jumping to conclusions.
How to Build a Consistent Rental Application Verification Process
A step-by-step way to turn ad-hoc review into one documented, repeatable verification process you apply consistently to every applicant.
FAQ
Frequently Asked Questions
What Fidem checks, what it does not, how applicants send documents, and what it costs.
What does Fidem actually do?
Fidem reads the documents a rental applicant submits, pulls out the information that matters, checks it for consistency within each document and across all of them, and presents the findings with the evidence behind each one.
Does Fidem make approval or denial decisions?
No. Fidem produces findings and the evidence behind them. Every rental decision stays with the landlord or property manager.
Which documents can Fidem check?
Pay stubs and bank statements, which are required for a verification to proceed, plus employment letters and government ID, which add further consistency checks when an applicant provides them.
Can applicants send documents to Fidem directly?
Yes, and this is usually the easier path. You send a secure document request by email and the applicant uploads to Fidem directly — no account for them to create, and nothing sensitive sitting in your inbox.
What happens if I request additional documents?
Fidem produces a new report when the additional documents arrive. Earlier reports stay available as read-only historical records, so you can see exactly what changed between rounds.
What does it cost?
You buy verifications in packs rather than paying a subscription. A single verification is the smallest pack, credits are valid for 36 months from purchase, and they are shared across your organization. Above about 25 verifications we price against your actual volume — contact us.
Show 5 more questionsShow fewer questions
What happens when something does not line up?
The finding appears in the report marked for review, with the document values that produced it. Fidem may suggest a further step, such as asking for another document. What to do next is your call.
How long does a verification take?
Usually two to five minutes from the documents arriving to the findings being ready. Poor-quality scans and unusual formats take longer.
What does Fidem not check?
Fidem works only from what an applicant submits. It does not contact employers or banks, connect to payroll systems, pull credit bureau or background check data, or confirm a document with the institution that issued it.
Who can see the uploaded documents?
Only people in your organization who are authorized for that verification. Documents live in private, access-controlled storage with no public links.
Are the checks the same for every applicant?
Yes. The same documents produce the same checks against the same thresholds every time, which is what makes findings comparable between applications.
Run your next application through Fidem
One verification, $11.99, no subscription. See what the report tells you before you commit to anything more.